How much does the insurance company have to pay me?

Your wage loss benefits are calculated under a specific formula set up by the Minnesota Legislature. To determine the amount you are entitled to, your Average Weekly Wage (AWW) is typically calculated by averaging your gross earnings over the 26 weeks preceding your injury. If you are off work completely due to your injury, you are entitled to temporary total disability benefits, which are payable at a rate of 2/3 of your average weekly wage. If you are working at a reduced rate, you are entitled to temporary partial disability benefits, which are payable at a rate of 2/3 of the difference between your average weekly wage and the amount you are earning in a reduced earning capacity. Workers’ compensation wage loss benefits are non-taxable.

It is very common for the insurance company to under-calculate the amount of your benefits. Call us today if you think the insurance company is underpaying your benefits.

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