What are no-fault benefits?

In Minnesota, the no-fault law provides that your own insurance company covers up to $20,000.00 in medical expenses, and $20,000.00 in wage loss and/or replacement benefits following an auto accident, regardless of fault. Frequently, an injured person’s own insurance company will seek to cut off their no-fault coverage after sending them to an independent medical exam. This denial of coverage can be disputed by filing a petition for No-Fault Arbitration.

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