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What Does It Mean to be Permanently Totally Disabled?

Several workers dig a pit at a construction site while supervisors watch from above.

Permanent total disability or “PTD” is a wage loss benefit paid to an injured worker whose injuries are so extensive that he or she is unable to find meaningful gainful employment. A judge at a hearing will determine whether or not an injured worker is permanently totally disabled. Typically, even if an injured worker has […]

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