Is My Employer Required To Carry Workers’ Compensation Insurance?

Employers in Minnesota are mandated to carry workers’ compensation insurance for their employees under Minnesota Statute §176.181, subdivision 2. The legislature wants to ensure that injured workers have access to recovery if he or she suffers an injury on the job. Employees are generally defined as a person who performs services for another for hire. Employees include minors, […]
Don’t Miss the PERA Police and Fire Plan Deadline

There are several important deadlines that Minnesota police officers and firefighters need to be aware of when filing a PERA disability benefits claim, including the 18-month post-termination filing deadline. Applications for Public Employees Retirement Association (PERA) Police and Fire Plan Duty or Regular Disability Benefits MUST be filed within 18 months after the person’s termination from public service. If an application is not filed within 18 […]
The Adjuster Refuses to Pay My Benefits. Am I Eligible for Penalties?

In rare circumstances employers and insurers may be subject to monetary penalties for violating the Minnesota Workers’ Compensation Act. Penalties serve as a deterrent to employers and insurers from flagrant disregard of the rules. Some penalties are payable to the State of Minnesota and some are payable to the employee. 1. Frivolous Liability Denial When an adjuster for […]