Quite often Minnesota police officers with serious on-duty injuries wait to speak with a lawyer until they’re dealing with a legal mess. What I hear from these individuals is since they assumed that they had a “legitimate” injury, they didn’t think they needed a lawyer. Or they assumed their department would take care of them – until they were terminated. Or, since the workers’ compensation insurer was paying, that they didn’t need an attorney – until the workers’ compensation insurer stopped paying benefits. Or, that their friend went through the process and has been giving them some “guidance” on how to navigate the system.

In Minnesota, a police officer or firefighter who suffers from a physical or mental condition that limits their ability to perform the normal duties of their position for a period of at least one year, and where that condition is the direct result of an injury or illness arising out of or incurred during the performance of inherently dangerous duties, is eligible for Public Employees Retirement Association (PERA) Police and Fire Plan Duty Disability benefits. In turn, a police officer or firefighter who is determined to be eligible for PERA Duty Disability benefits is also eligible for Continuation of Health Insurance Benefits in accordance with Minn. Stat. § 299A.465. State Troopers, DNR Officers, and BCA Officers who are determined to be eligible for Duty Disability benefits under the Minnesota State Retirement System (MSRS) State Patrol Plan are also eligible for this benefit.

When a work-related injury or condition is a substantial factor in causing an employee’s death, the employee’s dependents are entitled to certain benefits under the Workers’ Compensation Act. This is referred to as a “dependency claim.” If an injured worker dies due to a work injury, the injured worker’s spouse, children, or other dependent family members may be entitled to benefits.

If you are a police officer or firefighter injured in the line of duty, you and your family may be entitled to health insurance coverage through your employer through the age of 65. The legislature through Minnesota Statutes § 299A.465 sets forth that if a police officer or firefighter cannot perform the normal duties of the position for at least twelve months due to an injury that was the result of the performance of inherently dangerous duties specific to police or firework, the police officer or firefighter is entitled to continued health insurance benefits. This eligibility standard is identical to the PERA Duty Disability eligibility standard, and is a huge financial benefit to police officers and firefighters injured in the line of duty.